RCI Help
What is Borrowing Points?
Borrowing Points refers to moving Points from your next Use Year to use in your current Use Year. Borrowing points is free--provided you’ve paid your next Use Year’s annual RCI® dues.
For example, if your current Point balance is 24,000 Points, but your desired exchange vacation is valued at 30,000 Points, you can Borrow the extra 6,000 Points from your next Use Year.
Search Help Center
Speak with a Vacation Guide
RCI Weeks®
1.800.338.7777 | 1.317.805.8000
1.800.338.7777
1.317.805.8000
RCI Points®
1.877.968.7476 | 1.317.805.9941
1.877.968.7476
1.317.805.9941
Monday-Friday 8am-8pm
Saturday 8am-5pm
Closed on Sunday; holiday hours vary
Get Help On
Facebook or Twitter
Available Monday-Friday 9am-5pm EST